Getting Marriage Counseling Covered By Insurance
Many people associate marriage counseling with newlyweds experiencing conflict in their relationship. Whether you’ve just tied the knot or been married for decades, differences may arise at any stage of your marriage that threaten the marital bond. Noted marriage scholar and therapist Dr. William J. Doherty argues that couples have a responsibility not only to themselves, but to their children and the community, to try and save their marriage when serious problems threaten it.
Just as you would treat an illness, it is reasonable to seek treatment when your marriage needs a shot in the arm. Professional marriage counseling is often an option that works. Statistics from the American Association for Marriage and Family Therapy claim that 80 percent of couples see a great amount of improvement in their relationship after entrusting it to a credible marriage counselor.
When to Seek Marriage Counseling
Many couples deciding to start marriage counseling are understandably worried about finding a good therapist and the costs involved. In the past, financial difficulties might have deterred couples from getting the help they needed. Thanks to new legislation, you may be able to use your health insurance to cover the costs of seeing a therapist.
It’s best to treat marital issues at an early stage. The sooner you get help, the better your chances of success. There’s no need to wait and give up when marriage counseling can get your relationship back on the right track.
Getting Marriage Counseling Covered by Insurance
If you’re concerned about whether marriage counseling is covered by your insurance, you should have basic information on what type of insurance you have. You can offset the cost of marriage counseling using your insurance if a member of the couple has been diagnosed with a condition specified in the DSM-5. This manual is used by American mental health professionals, such as psychiatrists, psychologists, and counselors, as a standard classification of mental disorders. The conditions listed in the manual include anxiety, depression, adjustment disorders, and many more.
When a member of the couple has symptoms of such a condition, insurance will pay for the cost of counseling as family therapy. In effect, “marriage counseling” or rather “family counseling” is covered if the client with the symptoms brings their spouse to the sessions. Symptoms such as sleep disorders, irritability, phobia, etc., are often attributed to marital distress and regarded as contributing factors to the unresolved issues. If no condition has been diagnosed, marriage counseling will not be covered by insurance.
Get Timely Help with Insurance Coverage
Many rocky marriages gain a strong foothold again when couples get marriage counseling. Why wait for your relationship to reach the crossroads of divorce or separation when you can repair it with counseling? Knowing your insurance can cover this type of family therapy may give you hope that your marriage can fully recover.
Get help from Carolina Counseling Services — Pinehurst, NC, where the independently contracted therapists are impartial and compassionate toward all parties concerned. One of them has an appropriate treatment plan to strengthen your marriage. Seeking help early on has benefits that far exceed whatever cost insurance will cover. Call now to schedule your first session.
PO BOX 9909 Fayetteville, NC 28311