With the continuous rise in health care expenses, it is predicted that out-of-pocket spending per household will surpass the $3,300 spent last year. You may feel lucky to have health insurance, however, whether you’re insured or not, you can have difficulties paying your bills causing you to possibly go without treatment due to cost concerns.

Behavioral health care can represent a significant portion of household expenses. If you are without insurance, cash or a checking account you may feel as if treatment is out of reach. You may find comfort in knowing that some therapists are providing the option of using credit card as payment for professional services. There can be many advantages enjoyed by clients who opt to use a credit card as payment for therapy.

There are contracted therapists with Carolina Counseling Services in Southern Pines, NC that accept payment by credit card, allowing an additional way of accessing treatment. If you have a credit card, you can use it not only to receive therapy and quality health care, but also to enjoy certain benefits such as convenience and flexibility.

• You may be able to see your therapist more frequently than if you had to pay by cash. With credit card, you may have access to a greater amount of funds thus eliminating the financial concerns that are sometimes associated with longer term therapy.
• You can use your credit card over and over for as long as you have available funds. You can use it for ongoing or new treatments, whether for yourself or for a family member.
• You can be assured that your treatment and personal information remain confidential. No credit card information will be stored and your credit card will only be used at time of service when you present it to your therapist.

What’s in Store for Credit Card Users?

Financing therapy can be a major concern for those in search of help during a difficult financial time. Therapy can sometimes be costly. If you’ve reached the point where you want to seek treatment for distressing emotional or behavioral symptoms you may be concerned about financing your treatment. Although you may feel that money shouldn’t be in the way of your psychological health, it can still be a main obstacle for treatment if you’re out of cash.

Thankfully, you can circumvent this concern by using a credit card as payment. If you’re deciding to seek therapy, you may be interested to know the fees and the manners of payment accepted by your therapist. When you make a call to Carolina Counseling Services – Southern Pines, NC, don’t hesitate to ask. Call CCS today to schedule your first appointment and begin your journey toward wellness.

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